Flexible HVAC Financing
Get the comfort you need without the financial stress. 0% interest for 12 months, instant approval, and no impact on your credit to prequalify.
Affordable Comfort
HVAC Services Should Not Break the Bank
We understand that a new air conditioning system, furnace replacement, or major HVAC repair can be a significant expense that you did not plan for. In Southern Utah, where reliable heating and cooling is not optional, these are essential investments in your family's comfort and safety. That is why Climate Control AC has partnered with Synchrony Financial to offer flexible financing options that make it possible to get the services you need today and pay over time.
Our financing program is designed to be simple, transparent, and accessible. Qualified customers enjoy 0% interest for 12 months, which means you can spread the cost of a new system or major repair over a full year without paying a single dollar in interest. There are no hidden fees, no complicated terms, and no surprises. The monthly payment you agree to at the start is exactly what you will pay throughout the promotional period.
Whether you are facing an unexpected breakdown and need an emergency replacement, or you are planning a proactive upgrade to a more energy-efficient system, our financing options give you the flexibility to make the best decision for your home without compromising due to budget constraints. Many of our customers find that the energy savings from a new high-efficiency system actually offset a significant portion of their monthly payment, making the upgrade nearly cost-neutral.
Financing Highlights
0% APR for 12 Months
Pay no interest when you pay in full within the promotional period. This is real 0% interest, not deferred interest.
Instant Approval
Apply in minutes and receive an instant decision. No lengthy waiting periods or complicated paperwork.
No Credit Impact to Prequalify
Check your eligibility with a soft credit pull that does not affect your credit score. Only a full application triggers a hard inquiry.
No Prepayment Penalties
Pay off your balance early without any additional fees or charges. You are always in control of your payments.
Simple Process
How to Apply for HVAC Financing
Getting started with financing is quick and easy. Here is how the process works from start to finish.
Schedule Service
Call us at (435) 680-2100 or use our contact form to schedule your free inspection. Our technician will evaluate your needs and provide a detailed quote.
Review Your Options
Our technician will explain your service options and discuss financing availability. You will receive a clear breakdown of costs and monthly payment estimates.
Apply in Minutes
Complete the simple application online or with help from our technician. The process takes just a few minutes and you will receive an instant decision on your approval.
Enjoy Your Comfort
Once approved, we schedule and complete the work at your convenience. You enjoy improved comfort immediately while making affordable monthly payments.
Eligible Services
What Can You Finance?
Our financing options through Synchrony Financial can be applied to a wide range of Climate Control AC services. Whether you are investing in a brand-new system or addressing a major repair, financing helps you manage the cost comfortably. Eligible services include but are not limited to:
Minimum purchase amounts may apply depending on the specific financing promotion available at the time of your service. Our team will provide complete details during your consultation so you know exactly what is available before making any decisions.
Common Questions
Financing FAQ
What credit score do I need to qualify?
Synchrony Financial offers financing options for a wide range of credit profiles. You can prequalify without any impact to your credit score, so there is no risk in checking your eligibility. Final approval and terms may vary based on your creditworthiness, but many customers with average credit scores are approved.
How long does the approval process take?
The application process takes just a few minutes and you receive an instant decision in most cases. You can apply online from your phone or computer, or our technician can help you apply in person during your service visit. There is no lengthy paperwork or waiting period.
What can I finance?
You can finance virtually any HVAC service we offer, including new AC installations, furnace replacements, water heater installations, air quality systems, insulation projects, and even major repairs. There is typically a minimum purchase amount, which our team can discuss with you.
Is there really 0% interest?
Yes. Qualified customers receive 0% APR for 12 months on approved purchases. This means you pay no interest at all if the balance is paid in full within the promotional period. After the promotional period, standard interest rates apply to any remaining balance.
Will applying hurt my credit score?
Prequalifying does not affect your credit score. Synchrony uses a soft credit inquiry for prequalification, which does not show up on your credit report. A hard inquiry only occurs if you choose to proceed with a full application after seeing your prequalified offers.
Can I pay off my balance early?
Absolutely. There are no prepayment penalties. You can pay off your balance at any time without incurring additional fees or charges. Many customers choose to pay a larger amount each month to pay off the balance well before the promotional period ends.
What if I am not approved?
If your application is not approved through Synchrony, our team can discuss alternative options with you. We are committed to finding a solution that works for your budget so you do not have to go without essential HVAC services.
Trusted Partner
Financing Through Synchrony
Our financing is provided through Synchrony Financial, one of the nation's largest and most trusted consumer financial services companies. Synchrony partners with hundreds of thousands of businesses across the country and has decades of experience providing flexible, consumer-friendly financing solutions. Your application, account, and payments are all managed through Synchrony's secure platform, giving you the peace of mind that comes with working with a well-established financial institution.
Ready to explore your financing options? Call us at (435) 680-2100 or contact us online to schedule your free inspection and discuss financing during your visit.
Why Choose Us
Company Guarantees
Guaranteed Satisfaction
We stand behind every job with a 100% satisfaction guarantee. If you are not happy, we will make it right at no additional cost.
5-Star Warranty Service
10-year parts and labor warranty on qualifying installations. We use only premium, American-made equipment built to last.
Licensed & Insured
Fully licensed, bonded, and insured for your protection. Every technician is NATE certified and background checked.
Free On-Site Inspection
Schedule a complimentary in-home inspection. We diagnose the issue, explain your options, and provide honest, upfront pricing.
Testimonials
What Our Customers Are Saying
"I'm a very happy customer. Mike is a fantastic technician. He diagnosed my A/C system quickly and accurately. He was also friendly and great at explaining what he found and what he did. He earned my respect and praise."
Andy Raguskus
Google Review
"It was nice working with everyone throughout. Brennen, Chase, and Cade were so nice and diligent. They all helped keep the mini-split a surprise for my husband in the garage. They were putting in a whole-house system and new duct work."
Rhonda Jones
Google Review
"Brennen is such a polite and hard working man! He is so respectful and listens to our needs when it comes to our AC/Heating units. No matter how hot it is, he's willing to jump in and assist when we call!"
Tanya Gill
Google Review
Ready to Get Started?
Call today to schedule your free inspection and ask about our 0% interest financing options.